Health Care - A Simple Framework
Subscribe today for Free Enterprise Updates
- Latest business trends and best practices
- News about legislation and regulation impacting business
- Business how-to articles from industry experts
- Commentary and interviews with newsmakers in business and politics
The National Journal asks the experts "Scrap Health Care Reform?" the answer to which is (a qualified) no. We need reform and we need to control costs. As James Gelfand tells Congress, it's time to "Scrap Your Bills, Back to Basics"
The people have spoken, clearly. Congress should not pretend they aren’t sure what the MA election was about or that they think Americans want them to move forward with the toxic current bills. The people want Congress to start over.
Health reform should be straightforward, bipartisan, affordable, and fiscally responsible. Don’t spend a trillion dollars, or even half that much – and especially don’t raise taxes in this already tough economy. To this end, we suggest a simple framework for Congress to use:
1. Reform the insurance system.
- Eliminate the use of pre-existing conditions or health status
- Guarantee that any individual or entity will be issued a policy that will not be revoked
- Place reasonable limits on rating differences, but don’t rob the young to fund the old
- Explore ways to prevent free-riding or gaming the system
2. Get costs under control. Use an all-of-the-above strategy.
- Meaningful medical liability reform – not just pilots
- Reform Medicare and keep the money in a real Medicare trust fund
- Comparative effectiveness research
- Wellness and prevention
- Coordination of care and medical homes
- Pay-for-Performance reform and accountable care
- Combat fraud and abuse
- Preserve and expand consumer-driven health options
- Small business pooling
- Real long-term care reform, not a new entitlement
- Tax parity: Let individuals/small business deduct the full cost of insurance expenses
3. Create a vibrant market place.
- Create a connector/exchange that allows individuals and businesses from anywhere in the country to enroll
- Facilitate improved pooling mechanisms, choice, and competition
- Allow any person or business to buy any insurance policy they want
When the business community sees a bill like this – we will help you pass it. If we see more taxing, irresponsible spending, entitlements, rifle-shots, and class warfare, we will fight.